This template is for those with late payments that you actually paid ON TIME and have the proof. 
 
You will need to send to all 3 credit bureaus:
Equifax
P.O. Box 7404256
Atlanta, GA 30374-0256
888-548-7878
 
Experian
Dispute Department
P.O. Box 9701
Allen, TX 75013
855-414-6048
 
TransUnion
Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000
800-916-8800